Your financial security depends most on the levers in your hands — how much you save, what you spend, how you prepare. MAXG2 shows you exactly where you stand — free, before you pay anything — then focuses your energy on what you can actually change.
Most financial advice tells you what to do more of — save more, invest better, pick the right funds. That is hard to sustain, and much of it depends on things you don’t control. So turn the question around.
“What should I do to build wealth?”
A list with no finish line, much of it riding on returns nobody can promise. You can do all of it and still be undone by the one thing nobody looked at.
“What would ruin me? Then don’t do that.”
A short, specific list. Each item is visible in your own numbers, and each one is yours to change.
Remove those, and you have removed most of what actually breaks households. The upside tends to take care of itself. That is what this system looks for first — not how to make you rich, but what would stop you from getting there.
If you’d like to discuss how MAXG2 works with me directly, email me and we’ll set up a date and time that suits you.
You don't pay to find out where you stand. Enter your numbers, see your position, and then decide whether the plan is worth fifteen dollars.
Create an account, enter your financial picture, and see the real numbers computed from it.
The same numbers, plus the part that changes them: which moves, in what order, and what each is worth.
If the free numbers tell you what you needed to know, keep them and go. Nothing expires, and there's no card on file to forget about.
Because money was never the point — independence on your terms is. Entering your numbers is the only work you'll ever do here, and this is exactly what you get back for it.
The point was never to manage your money forever. It's to get you to where you're standing on your own two feet — financially independent, and beholden to no one.
Here's a representative diagnosis output — an illustration of what you'd see, using example figures, not a real member's data.
Budgeting apps and net-worth trackers are good at one thing: showing your data back to you, then leaving the interpreting to you. MAXG2 does the interpreting. Here’s the same financial picture, seen both ways.
Charts, balances, and spending categories you read and interpret yourself.
A diagnosis: what’s working, what isn’t, and the single move that would help most.
Mirror your current balances and replay your past transactions.
Computes forward — retirement adequacy, debt-payoff timelines, tax and required-distribution projections — from a tested engine, not an estimate.
Often require linking every account, and earn through product recommendations, referrals, or your data.
You choose what to enter or upload — no bank logins required. Flat $15/month, zero commissions, never sold.
Every feature serves the same purpose: a clearer, more honest answer about your finances.
Every finding is labeled fixed or changeable — so you know which gaps are worth your energy.
One specific recommendation per diagnosis, with the exact dollar impact — not a list of fifteen things to try.
A written diagnosis every quarter, automatically — real numbers and what changed since last time.
One alert when your spending shifts materially — never weekly noise.
Avalanche or snowball, modeled against your actual balances and rates.
No commissions, no product recommendations, no affiliate links — education, not investment advice.
Sign up with your email. Your data is encrypted from the first moment, and we never sell it.
Income, expenses, assets, liabilities, and goals — upload statements or enter manually. This part is free, and it’s the only work you do.
Your vital signs, health score, and the age your money runs out. No payment, no card, no trial clock.
If you want to know what to do about it, $15/month unlocks the moves, the full projection, and a written diagnosis every quarter.
Each part does what it's actually good at, and none of them does the other's job. That division is deliberate, and it's why the numbers hold up.
The engine is hand-built and tested against reference households with IRS-verified figures — brackets, deductions, contribution limits, required distributions. Every number you see comes out of that engine, deterministically, from what you entered.
Once a figure is computed, AI turns it into plain English — what it means, why it matters, what changes it. It writes around the number and never produces one. If the AI were removed, every figure on your screen would be identical.
No software decides anything for you, and nobody here manages your money. What you get is a clear picture and the arithmetic behind it. If you want to talk through how any of it works, email the person who built it.
Economics and statistics, University of Southern California. Market maker, block trader, and proprietary trader on Wall Street since 1991.
I hold degrees in economics and statistics from the University of Southern California. Since graduating in 1991, I have worked on Wall Street as a market maker, block trader, and proprietary trader. Thirty-five years in markets teaches you a few things, one of them being that situations go sideways quickly and in ways you did not anticipate.
That is what most financial planning gets wrong. Advisors are expensive, and much of what they deliver is a projection — a range of outcomes resting on assumptions that rarely get examined, and that hold right up until they don’t. What determines whether you survive a difficult stretch is not the accuracy of a forecast. It is how well you understand your own income statement and balance sheet: where your money goes, what your habits cost you, and which of those things are within your control.
Returns tend to take care of themselves.
I built MAXG2 to make that information inexpensive to obtain and straightforward to understand, so that people can avoid the mistakes I have made and watched others make.
Your habits, good and bad, are visible in your own numbers. Seeing them clearly is what allows you to act on what you can control.
The number on your screen is the whole product, so we treat it that way. Every figure, ratio, and projection comes from a deterministic engine running on the data you entered — not from an AI's estimate.
Your numbers come from tested financial formulas, not a language model. The AI writes the plain-English explanation around a figure — it never invents the figure itself.
Federal brackets, deductions, contribution limits, and rules like required minimum distributions are modeled to current law — so projections reflect the rules that actually apply.
Where a projection depends on an assumption — a growth rate, an inflation figure — it's shown to you and adjustable. The market returns you don't control are shown as exactly that: assumptions, never promises.
Free to run, and free to keep the numbers you get. Fifteen dollars a month only if you want the plan that changes them — cancel any time.
MAXG2 provides financial organization and education only. It does not provide investment advice, recommend securities, or constitute professional financial guidance. MAXG2 is not registered as an investment adviser with the SEC or the Illinois Securities Department. Consult a licensed financial professional for investment decisions. All numerical figures shown to users are computed deterministically from user-provided data.