MAXG2 takes your real financial data and produces an honest assessment of what's working, what isn't, and the one move that would help most. No coaching, no upsell — just a clear answer.
Most financial apps want to engage you, gamify your behavior, or sell you something. MAXG2 doesn't. Its job is to look at your numbers, tell you the truth, and give you a path to achieve your goals.
It separates what's structural (housing costs, debt service, fixed obligations) from what's behavioral (subscriptions, discretionary spending) so you know what you can change and what you can't. Every diagnosis ends with one specific next step.
It doesn't recommend investments, suggest financial products, or earn commissions. It doesn't try to engage you daily or gamify your savings. It's a tool you consult when your situation changes — not one that follows you around.
Budgeting apps, account aggregators, and net-worth trackers are good at one thing: showing your data back to you. They connect your accounts, sort your transactions, and hand you a dashboard — then leave the interpreting to you. MAXG2 does the interpreting. Here’s the same financial picture, seen both ways.
Charts, balances, and spending categories you read and interpret yourself.
A diagnosis: what’s working, what isn’t, and the single move that would help most.
Sort your transactions into spending buckets — dining, groceries, shopping.
Separates the structural costs you can’t easily change from the behavioral ones you can.
Mirror your current balances and replay your past transactions.
Computes forward — retirement adequacy, debt-payoff timelines, tax and required-distribution projections — from a tested engine, not an estimate.
Built to pull you back every day. Engagement is the business model.
Built to be consulted. A quarterly diagnosis, plus an alert only when something material shifts.
Often require linking every account, and earn through product recommendations, referrals, or your data.
You choose what to enter or upload — no bank logins required. Flat $20/month, zero commissions, never sold.
Every feature serves the same purpose: giving you a clearer, more honest answer about your finances.
Every finding is classified as either structural (fixed by your situation) or behavioral (changeable through different choices). You stop guessing which gaps are fixable.
One specific recommendation per diagnosis, with the exact dollar impact calculated from your data. Not a list of fifteen things to try.
A written diagnosis delivered every quarter, automatically. Real numbers, structural breakdown, and what changed since last quarter.
When something in your spending shifts materially, you get a single alert. Not weekly noise — only when it's worth your attention.
Avalanche or snowball — both modeled against your actual balances and rates. See the math for each path before you choose.
No commissions, no product recommendations, no affiliate links. Built to comply with SEC and Illinois securities law as education, not advice.
Sign up with your email. Your data is encrypted from the first moment, and we never sell it.
Income, expenses, assets, liabilities, and any goals. Takes about ten minutes. Upload statements or enter manually.
Vital signs, structural vs. behavioral breakdown, and your highest-leverage move — all calculated from your actual numbers.
Quarterly reports arrive automatically. Re-run a full diagnosis any time your situation shifts. No subscription required to read your last report.
The number on your screen is the whole product, so we treat it that way. Every dollar figure, ratio, and projection comes from a deterministic engine running on the data you entered — not from an AI's estimate.
Your numbers are produced by tested financial formulas, not generated by a language model. The AI writes the plain-English explanation around a figure — it never invents the figure itself.
Federal brackets, deductions, contribution limits, and retirement rules like required minimum distributions are modeled to current law and updated as it changes — so projections reflect the rules that actually apply.
Where a projection depends on an assumption — a growth rate, an inflation figure, a future-dollar target — it's shown to you and adjustable. No hidden defaults dressed up as certainty.
Here's a representative diagnosis output — an illustration of the information you'd see, using example figures, not a real member's data.
No fluff and no dashboard you have to interpret yourself. Here's what you walk away with.
Savings rate, cash flow, liquid runway, and how your fixed obligations stack up against what you actually bring in — calculated from your data, not benchmarked against strangers.
Each finding is labeled structural or behavioral, so you can stop spending energy on the things you can't change and focus on the ones you can.
Your highest-leverage action, with the dollar impact computed from your own numbers — so you know exactly what it's worth before you do it.
Twenty dollars a month. Quarterly diagnoses delivered automatically. Cancel any time — your last diagnosis is yours to keep.
MAXG2 provides financial organization and education only. It does not provide investment advice, recommend securities, or constitute professional financial guidance. MAXG2 is not registered as an investment adviser with the SEC or the Illinois Securities Department. Consult a licensed financial professional for investment decisions. All numerical figures shown to users are computed deterministically from user-provided data.
